OUR SOLUTIONS

Download our brochure

EMPLOYEE BENEFITS CONSULTING

We provide trusted advice and services to trustees, employers and members through the following:

Retirement Fund Governance Services

Providing retirement fund governance services based on PF130 (good governance for retirement funds) and King III requirements by implementing a range of risk management protocols and tools to always ensure compliance.

Umbrella Fund Consulting Services

Umbrella fund consulting services by providing specialised, independent advice and administrative support to employers. Consultants help employers assess and select the most suitable umbrella fund provider by comparing fees, investment performance, available benefits and service levels.

Our consulting services include:

Customising the retirement and risk benefits (e.g., death, disability, income protection) within the umbrella framework.
Investment strategy implementation and regular monitoring of investment returns and advising on the selection of default investment portfolios.
Member education and communication by providing member communication materials, including member guides, newsletters, and conducting member education sessions.
Ongoing reviews of the fund's performance, cost-efficiency, and alignment with the company’s needs.

RETIREMENT FUND FRONT-OFFICE ADMINISTRATION SERVICES

Delivered on a web-based administration platform, we support:

Managing Section 13A (contribution and certain benefit payments) compliance.
Cleaning member data and reconciling payments.
Capturing all member movements, new members, withdrawals, claims, etc.
Providing membership certificates, and summary of the terms and conditions.
Managing death claims in totality.
Increasing accessibility through our walk-in claim centres.

Not sure how front office services support seamless operations, compliance, and member satisfaction? Gain insights into this often-overlooked aspect of retirement fund administration.

The Unsung Backbone of Retirement Fund Administration

ACCOUNTING AND PAYROLL SERVICES

Outsourcing your accounting and payroll functions is a cost-effective way to reduce risk, improve accuracy, and stay compliant with ever-changing financial, tax, and labour legislation.

Our dedicated team of accounting, HR, and payroll specialists manages these critical functions for you, freeing up time to focus on running and growing your business.

Accounting Services

Monthly bookkeeping and processing of accounting records
Preparation of management accounts
Preparation of annual financial statements
Submission of statutory monthly and annual returns and reconciliations

Accounting Services

Processing of salaries and wages
Calculation of statutory deductions and submission of all relevant payroll returns
Administration and management of employee leave
Bi-annual preparation and electronic submission of IRP5 and IT3 certificates
EMP501 reconciliations
Annual submission of Return of Earnings (ROE) to the Compensation Commissioner (WCA)

Tax Services

Taxpayer and statutory registrations (Income Tax, VAT, PAYE, UIF, SDL, Customs, and related registrations)
Preparation and submission of tax returns, including annual, provisional, and dividend withholding tax returns
Income tax calculations and submissions for individuals, companies, close corporations, trusts, and non-profit organisations
Management of SARS matters, including appointments, reviews, objections, appeals, and penalty waivers
Applications for tax directives, exemptions, and tax clearance certificates

PERSONAL FINANCIAL PLANNING

Whether you are an individual or a business in need of professional advice, we offer a comprehensive range of personal financial planning services tailored to your specific needs.

Retirement Planning – helping you build and protect your financial future
Tax Planning – structuring your finances in a tax-efficient manner
Risk Insurance Benefits – including life, disability, income protection and severe illness cover
Investment Planning – aligning your investments with your goals and risk profile
Budgeting and Cash Flow Management – practical guidance to improve financial control
Buy and Sell Agreements – ensuring business continuity and succession planning
Key Person Insurance – protecting your business against the loss of critical individuals
Wills and Estate Planning – preserving and transferring wealth according to your wishes

Trying to get your head around the best timeline over which to invest? We’ve got the answer:

Smarter Bets, Better Outcome

FIDUCIARY SERVICES

According to data from the Master of the High Court, the significant majority – over 85% – of South Africans die without a valid will.

The consequences are far-reaching, leaving loved ones exposed to delays, unnecessary costs, family disputes, and outcomes that may bear little resemblance to the deceased’s true intentions.

When an estate is settled after death, families are often faced with unexpected expenses and financial shortfalls. Comprehensive estate planning helps prevent these burdens, sparing loved ones from the added stress of a lengthy and complicated settlement process.

Estate planning (including a Pro Forma Liquidation and Distribution Account).
Drafting wills – whether arising from estate planning or ad hoc.
Drafting living wills.
Administration of estates in strict accordance with legal requirements and the Master’s practice rules.
Drafting Inter Vivos Trusts in accordance with the latest applicable case law.
Deregistration of Inter Vivos Trusts with or without the original letter of authority.
Conducting a comprehensive trust audit to verify compliance.
Amending and modifying existing trust deeds.